Al Dussinger, Chief Technology Officer of Embrace Home Loans, talks about how electronic signatures were incorporated into the lender's loan processing system, slashing processing time and improving customer service. Speakers also address the IRS policy changes that enabled eSignatures on 4506-Ts and the requirements for submitting a 4506-T with electronic signature.
Suzanne Flanigan, Assistant Vice President and Process Improvement Project Manager for Fifth Third Bancorp talks about how Fifth Third Bank partnered with Equifax to implement a single platform for verifying identity, income and asset data.
The speakers talk about how to organize fraud-prevention and risk-reduction tools in the origination process to reduce cost while making sure loans are 100% saleable.
Jason Morris, President & COO of EmployeeScreenIQ, Talks About The Many Ways In Which Social Networking Has Dramatically Changed The Way Employers Compete For Talent And Screen Prospective Employees.
Lisa D. Smith, 1st VP of Risk Management at Countrywide Bank, Discusses Credit Risk Management Issues in the Current Lending Environment and Techniques for Cost-effective Discovery of Potential "Red Flags" in the Loan Package.
Nigel Fisher, Vice President of Product Management for Triad Financial, addresses the role of employment verifications at different stages in the credit life cycle.
Dawn Murphy, Manager of Background Investigations for Continental Airlines, discusses tools and techniques for effective screening of job candidates.