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Best practices being leveraged to facilitate compliance with QM/Ability to Repay Requirements specific to Home Equity Lending

September 18th, 2013

The Consumer Banker's Association (CBA) recently invited Equifax Verification Services to talk to its members at a webinar about Qualified Mortgage/Ability to Repay Requirements specific to Home Equity Lending. Rosie Biundo and Craig Leabig, two senior experts from Equifax, discussed best practices being leveraged by 1st mortgage originators to facilitate compliance with QM/Ability to Repay Requirements. They also told CBA members about trusted data sources and efficient processes to verify a borrower's employer wages and salary and IRS income in a home equity lending environment.

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