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Employment and Income

Ability to Afford

An applicant's ability to afford can be confirmed quickly and easily with Equifax Verification Services. Qualified users with the required permissions can get a verification of income—information that comes straight from the employer. Income verifications contain both basic employment information and detailed compensation data—wages, bonuses, commissions and overtime. If provided by the employer, the verification will also include historical payment data, and dates and amounts of the applicant's most recent and projected pay increases.

Equifax delivers results within seconds, leveraging a database of more than 220 million employment and income records from over 3,800 employers. And if your applicant's employment data isn't instantly available, a researched verification can be immediately initiated and completed by our dedicated team of verification specialists. With hundreds of thousands of employers in our researched verifications database, our team can quickly connect with the right resources and perform fast and fully documented verifications on your behalf—a complete solution for all your verification needs.