Effective Date: July 31, 2018
This policy covers the following topics:
- Information Collection and Use
- How We May Share The Information We Collect
- Your Choice and Control Over Your Information
- Efforts We Make To Safeguard Your Personal Information
- Users Outside the United States
- How to Contact Us
Special note for parents: This Website is for a general audience and not designed or intended to attract children younger than 13. We do not collect personal information from any person we actually know is younger than 13.
INFORMATION COLLECTION AND USE
We collect personal and non-personal information on our Website to customize the content you see, fulfill your requests for information, deliver our products and services, improve our products and services, and contact you. Examples of personal information include, but are not limited to, your name, your physical or email address, date of birth and your Social Security number. Personal information does not include information that, when used by itself, does not reveal your specific identity or does not directly relate to an individual, such as demographic, de-identified or aggregated data.
There are aspects of our Website that can be enjoyed as a visitor, but you need to register in order to take advantage of some functionality on the Website, such as receiving RSS feeds or e-mail alerts or to access products and services provided through our Website.
Information We Collect From You
Registration: We receive information from you when you register in order to receive alerts, news feeds, or product information or if you register to receive a product or service that we deliver through our Web site. We also receive information from you when you register in order to participate in online events or to receive special offers.
Purchasing a Product or Using a Web-based Service We Provide: We collect information about you when you use any Web-based service offered through our Web site. The information may include your name, address and credit card information, information about your company and credit card information when you are purchasing products for your business. We may collect your Social Security Number and other personally identifiable information in order to ensure that you establish a unique account with us, to help safeguard access to your unique account, and to allow you to securely reset your password when necessary.
Information We Automatically Collect
Security Features: We may collect information about how you interact with our website in order to verify your identity and protect the security of your personal information.
Log information: When you visit our sites, our servers automatically collect log information. This information may include the Web page from which you came to our site, your Web page request, Internet Protocol (IP) address, browser type, browser language, the date and time of your request, your registration data, general location, ISP or domain, device type, OS, monitor resolution, connection bandwidth and one or more cookies that may uniquely identify your browser. When you purchase a Product or use a Web-based service on our Web site, we may also log the specific path, actions, and navigation choices you make.
Contacting Equifax Workforce Solutions: We receive information from you online when you send us e-mail, or complete applications or other forms.
Cookies: We, as well as our website analytics, optimization, and marketing partners, may use Internet technologies, such as cookies, web beacons, and Local Shared Objects (also referred to as "flash cookies") and HTML5 local storage to collect information about your computer or device and your online activity. Generally speaking, cookies are text files that are placed in your device's browser. Cookies can be used to help recognize your browser across different web pages, websites, and browsing sessions and to personalize and improve your experience on the Website. For example, cookies are used in order to:
- Allow you to request information more than once during a visit without having to re-enter your information each time you request information from us;
- Allow us to gather aggregated statistical data about the use of our Website;
- Help us improve your navigation of our Website;
- Enable us to store your preferences for certain kinds of information;
- Allow us to store your information so that we recognize you when you return to our Website; and
- Help us combat identity theft and fraud with more reliable identity verification and authentication data.
Our web site optimization and marketing partner, Adobe Omniture, may also place or recognize a unique cookie on your browser, sometimes called a "third-party cookie."
Web beacons: We and our site optimization and marketing partner use web beacons, sometimes called single-pixel GIFs, that momentarily direct your browser to a server other than Equifax in a way that may not be apparent to you. Web beacons are used to count users who visited specific pages and determine which emails were opened and/or acted upon when we send HTML-formatted email messages. We may link your information to web beacons.
Information We Collect From Others
We may also collect information about you from third parties that operate portions of our web site on our behalf, from your employer, or from those who use our verification and other services. When we associate information that we obtain from third parties with personal information that we have collected under this policy, we will treat the acquired information like the information that we collected ourselves. We will not share information we obtain from third parties in a form that identifies you except as necessary to deliver our service. For example, we may disclose your personally identifiable information to a verifier as part of our verification service. We may also share aggregated, non-personal information as described in this policy, including information we obtained from third parties, in a form that will not allow you to be identified.
How We Use The Information We Collect
We use the information we collect about you to administer our web site, for security (for example, to authenticate you) to improve the user experience on our web site, and to offer products or services from us or third parties that might be of interest to you. For example, session cookies are used in order to gather aggregated statistical data about the use of our web site and to help us improve navigation of our web site.
We link IP addresses to personally identifiable information in order to ensure the security of our service for all users. In these cases, the IP address and personally identifiable information become part of an audit trail that we may use to identify the source of a specific transaction.
HOW WE MAY SHARE THE INFORMATION WE COLLECT
We will not disclose your personal information to third parties except to provide you with information or service you request, deliver our products or services that include your personal information, or under certain circumstances as described in this policy.
Disclosure for legal reasons: We may release personal information to third parties: (1) to comply with valid legal requirements such as a law, regulation, search warrant, subpoena or court order; or (2) in special cases, such as a physical threat to you or others, a threat to homeland security, a threat to our system or network, or cases in which we believe it is reasonably necessary to investigate or prevent harm, fraud, abuse, or illegal conduct.
Prevention of Fraud and Other Illegal Activity: We may disclose your information where we believe it is appropriate to detect, prevent, and address fraud or other illegal activity. For example, we may disclose your device information and device digital identifier, as well as other information, including but not limited to IP address, account identifier, and geolocation, to our partners that provide services designed to detect potential fraud or authenticate you. This information may be combined with information from other participating services in order to improve the security of our online environment.
Links to other sites: We may provide links to other sites that might be of interest to you. When you click on one of those links, we will not provide any personal information about you, but will let the site know that you came from Equifax. We do not control the privacy practices and policies of other sites. Please read their privacy policies in order to understand what information they collect about you and how they use it.
Aggregated, non-personal information: We may share aggregated non-personal information about you with third parties. This is information that is combined with the non-personal information of other users and does not allow you to be identified or contacted. We also may not limit the third parties' use of the aggregated information.
YOUR CHOICE AND CONTROL OVER YOUR INFORMATION
Disabling Cookies: Your browser software can be set to reject all cookies or to accept cookies only from our site. Most browsers offer instructions on how to reset the browser to reject cookies in the "Help" section of the toolbar. You will need to manage your cookie settings for each device and browser that you use. If you reject our cookies, you may not be able to log in or use certain functions and conveniences of our site.
Opting out of promotional or marketing offers from Equifax: If you do not wish to receive promotional or marketing offers by email, you may opt out of receiving further promotional offers and emails by clicking on the "unsubscribe" button in the email.
Do Not Track signal: Some web browsers may transmit "do not track" signals to the websites and other online services with which a user communicates. There is no industry standard that governs what, if anything, websites should do when they receive these signals. We currently do not take action in response to these signals. If and when a standard is established and accepted, we may revisit our policy on responding to these signals.
Your California Privacy Rights: California Civil Code Section 1798.83 entitles California customers to request information concerning whether a business has disclosed Personal Information to any third parties for the third parties' direct marketing purposes. California customers who wish to request further information about our compliance with this law or have questions or concerns about our privacy practices and policies may contact us as specified in the "How to Contact Us" section.
EFFORTS WE MAKE TO SAFEGUARD YOUR PERSONAL INFORMATION
We are committed to protecting the security of your personal information and use technical, administrative and physical security measures that comply with applicable federal and state laws. However, no data transmission or storage can be guaranteed to be 100% secure. As a result, while we strive to protect the personal information we maintain, we cannot ensure or warrant the security of any information that you transmit to us.
USERS OUTSIDE THE UNITED STATES
This Website is intended for users within the United States. If you use this Website from outside the United States, please be aware that information you provide to Equifax or that Equifax obtains as a result of your use of this Website may be processed and transferred to the United States and be subject to the laws of the United States. The privacy and data protection laws in the United States may not be equivalent to such laws in your country of residence. By using our Website, using any of our Website's functions or features, or by providing us with your personal information or non-personal information, you consent to the collection, transfer, storage, and processing of your information in and to the United States.
CHANGES TO THIS POLICY
HOW TO CONTACT US
If you have questions or comments about this Policy, please contact us or write to Privacy Office, Equifax Inc., 1550 Peachtree Street, NW, Atlanta, GA 30309. Please reference "Privacy Notice – Equifax Workforce Solutions," when contacting us about this policy.