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IRS Income Verification - 4506-T Tax Transcripts
Get the Complete Income Picture

Our IRS Income Verification service is an efficient, cost-effective way to retrieve all IRS tax transcript forms (1040s to 1099s, W-2s, state income reports, and business income tax returns) directly from the IRS.

The IRS Income Verification shows all household income—including investment income, salary and wages. By combining the tax transcript with an income and employment verification, you get a more complete view of borrowers. This combination provides you with crucial insight into both current income status and historical income stability. The result is a powerful tool that can help you make informed decisions based on each borrower’s ability to pay.

Because of our direct connection with the IRS and streamlined fulfillment, tax transcripts are typically available within hours after they are requested.

Contact us below to see how all your income determination requests can be fulfilled in the same place, quickly and easily.

 

On average, 15 - 17% of 4506-Ts are rejected by the IRS for incomplete or illegible information. And when the IRS rejects a 4506-T, you're still charged the standard tax year fee(s), and you lose significant time in resubmitting. Equifax performs a 12-point quality review on every 4506-T before it goes to the IRS—catching errors and minimizing rejections to an industry low of less than 8%. This value-added service can save you time and money, and helps keep the loan process on-track.